Category Archives: Money matters

Top Recreational Activities You Can Do When You Retire

Image courtesy of stockimages at

Image courtesy of stockimages at

Now that you are getting ready to retire, you ought to be congratulated because you have gone through the hardest part of your life. You are now on your way to enjoy the fruits of your labor. You are looking forward to a relaxing time with your partner or maybe with the rest of your family members but what happens if you would have too much time as in you do not have a lot of things to do?

Here are some recreational things that you can do in order to spend your time the way that you want to:

  1. Take up a new hobby.

Think about a hobby that you have always wanted to do like painting or sketching. You can take some classes that will allow you to increase your skills and eventually make some paintings that will make you feel happy. You can also start searching and collecting for old and new coins. Perhaps you can start your collection by checking out local collectors.

  1. Play sports.

Who says that just because you are a retiree you cannot play sports anymore? You can always play the sport that you want. When you were working, you never had time to practice, train and actually compete with other sports enthusiasts.

  1. Start a business.

You are at this point in your life when you may have a little bit of money saved and you want to make the most out of it. You can start a business that you have always dreamed of. Did you always wish that you will have your own bakery? Perhaps you want to make a tour business. It will be your choice.

Remember that you can connect with other retirees at this point in your life or you can always link with the people that you love the most. You now have all the time in the world. It is up to you to make the most out of it.

Debt Free Living Tips

Image credit: iosphere at

Image credit: iosphere at

Adults would have one wish: to live a life, debt free. Having debt is already a common thing nowadays. This is because people’s standards of living have increased over the past years. People are expected to have their own homes. People are expected to have the latest gadgets, the latest items that can make them a part of society.

While those who are already in their golden years would just have to think about their reverse mortgage, an adult like you who is starting to build up your savings would need to know how to lessen your debt and eventually, make it go away. Some things you can do are the following:

  • Get Rid of Your Credit Card – Your credit card is not exactly evil but it may prompt you to purchase things that you do not actually need because it is easy to make use this plastic to buy things.
  • Do Not Live Beyond Your Means – If you are only earning minimum wage, do not act as if you have the same salary as the CEO of the company that you are working for. You can still be happy without conforming with the rest of the people that you are with and if they truly like you, they will accept you for who you are.
  • Always Save – A part of your salary should automatically go to your savings while you can already splurge the rest.

These simple tips above will allow you to live a life debt free. Try these things out and you will not regret it.